The Affordable Care Act (Obamacare)

The Affordable Care Act

In March 2010, President Obama signed comprehensive health reform, the Patient Protection and Affordable Care Act (ACA), into law. The law makes preventive care—including family planning and related services—more accessible and affordable for many Americans.  This law not only makes health insurance more accessible but also requires that everyone (unless you are exempt) have health insurance or pay a penalty when filing your 2014 return in April of 2015.

Here ia an entertaining and simplified video explanation of Obamacare from Kaiser Family Foundation

The YouToons Get Ready for Obamacare: Health Insurance Changes Coming Your Way Under the Affordable Care Act

Open enrollment in the Affordable Care Act Marketplace begins October 1, 2013 and closes March 31, 2014.  Coverage will begin on a rolling basis January 1, 2014.

Important websites

Federal website :https://www.healthcare.gov/

New York State website: http://healthbenefitexchange.ny.gov/  anyone living in NYS must enroll using the NYS website.

Tax Credit and Premium calculator: http://healthbenefitexchange.ny.gov/node/344 – this is new to the NYS site.  This tool will allow users to input their income and family household numbers and get an idea of plan costs.

Healthcare.gov offers assistance right now via telephone, TTY, and live chat.

https://www.healthcare.gov/help-center/

1-800-318-2596

TTY: 1-855-889-4325

Contact Community Health Advocates at (888) 614-5400 or cha@cssny.org for help with finding, keeping, and using health insurance in New York State.

Other Resources

 

http://www.nlm.nih.gov/medlineplus/healthinsurance.html

http://www.whitehouse.gov/healthreform/healthcare-overview

http://www.irs.gov/newsroom/article/0,,id=220809,00.html
http://www.dol.gov/ebsa/healthreform/

http://www.hhs.gov/news/press/2012pres/06/20120629a.html

http://www.webmd.com/health-insurance/insurance-basics/default.htm

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